There's no doubt that getting a mortgage is a complex process. You wouldn't be here on our site if you could fill out a simple application and receive the best loan funded the same day. We do the heavy lifting for you, so you can concentrate on what's important — preparing to move into your new home or saving money.

There are four main steps involved in getting a loan.

Step one: Decide on your maximum loan amount

This is a function of a couple things. What kind of monthly payment are you looking for? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. We'll also help you through different scenarios by asking a few simple questions. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

Step four: your loan is funded

The real estate agents will find a title company to handle the "funding" of the loan and closing. We'll work with this company to make sure all the papers your lender will require are available, and you'll probably}likely sign all these papers at their officeWe do all the work to coordinate with the title company on your date of closing. Because you don't need to coordinate this process, you get to think about moving, paint colors, carpet, and all the details of moving into your new house.

You've answered a few questions, given us lots of information, applied , and the next thing you know, you're moving in! We do the legwork so you can spend your time finding your new home.